Wisetack makes it easy for businesses to increase sales. With robust APIs for developers, it combines an easy sign-up process for businesses with a simple customer experience, all designed to make financing work better by offering instant, consumer-friendly financing options
When a customer takes out a loan, Wisetack pays the business directly and then the customer repays over time in monthly installments. There are no prepayment fees, late fees, or compounding interest, and checking loan options does not impact credit scores.
The application is initiated by a business and completed by the customer. Reviewing financing options usually take less than a minute, and the credit decision comes instantly. Wisetack usually gives several options to choose from, with various loan lengths and sizes of monthly payments.