Tomo offers specialized smart payments–weekly, bi-weekly or monthly–catered to credit building. Customers automatically earn 1% cash back, and have the ability to boost their cashback up to 20%. Without good credit, everything becomes difficult and more expensive: auto loans, insurance, mortgages, and even job applications are affected by your credit score.
TomoCredit was built by young immigrant founders who felt the pain of getting a credit card as foreign nationals. They are dedicated to building the smartest card that does not require a credit score for approval.